Welcome to EQ Expertz! These terms and conditions ("Terms") govern your use of our website, services, and any related content provided by EQ Expertz ("we," "us," or "our"). By accessing or using our services, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, you must not use our services.
By using our website or services, you confirm that you are at least 18 years old or have the legal capacity to enter into a binding agreement. You also agree to abide by all applicable laws and regulations while using our services.
Our services are designed to provide information, tools, and resources related to insurance, healthcare, financial products, and marketing partnerships. You may use our services solely for lawful purposes and in accordance with these Terms. Prohibited activities include:
Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and share your personal information. By using our services, you consent to the practices described in the Privacy Policy.
All content on this website, including text, graphics, logos, images, and software, is the property of EQ Expertz or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.
Our website may contain links to third-party websites or services that are not owned or controlled by EQ Expertz. We are not responsible for the content, privacy policies, or practices of these third-party sites. Your interactions with such sites are at your own risk.
Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, error-free, or secure. We disclaim all liability for any damages arising from your use of our services.
Disclaimer: We will contact you via text message as well as by automatic dialing systems and pre-recorded calls or artificial voice messages. We may share your data with third parties who perform services on our behalf. For example, we share information with vendors who send emails for us. We may also share information with companies that operate our websites, apps, or run promotions.
If you use our app, your driving data may be collected by Cambridge Mobile Telematics (CMT) and shared with us and our third-party marketing partners. This includes your location (GPS), accelerometer data, gyroscope data, and time of day.
We may share your information, including name, address, email, phone number, and date of birth, with insurance companies or other third parties. These companies may use your information to provide you with insurance offers.
By using our website or app, you acknowledge and agree that each insurance company receiving your quote request may verify your information through a consumer reporting agency, which may include your driving record or credit score, to determine eligibility and accurate rates.
To the fullest extent permitted by law, EQ Expertz and its affiliates, partners, and employees shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services.
You agree to indemnify, defend, and hold harmless EQ Expertz and its affiliates from any claims, liabilities, damages, or expenses arising from your use of our services or violation of these Terms.
We reserve the right to update or modify these Terms at any time without prior notice. Any changes will be effective immediately upon posting the revised Terms on our website. Your continued use of our services after such changes constitutes your acceptance of the updated Terms.
These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction]. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in [Your Jurisdiction].
If you have any questions or concerns about these Terms, please contact us at:
Email: info@eqexpertz.com
Phone: (TTY) (848) 337-3958